Our two principals bring unique and powerful strengths to the service of our clients. Please click the images below for the individual biographies and more information about each of the primary partners of TTM.
Ernest S. Cowell
M. Patricia K.-D. Cowell
(Click on the above for individual biographies)
T.T.M. may seem like an unusual name; let’s explain. “Things That Matter” is the title of our TV program, which we produced and hosted for 14 years, introducing Financial Gurus in the Insurance, Banking and Real Estate Worlds to the public.
We are Independent Insurance & Financial Brokers (Lic. No. 0H38627). Being independent means we are not “captive agents”. This is very much to your benefit, because this means we are your bridge to top, A-rated companies and banks. You are not limited to the products from one single company; this gives you more choices.
Your funds are paid directly to these A-rated institutions when you consider and decide, with your TTM consultant, which tools are right for you.
The AmeriVets, VA-Accredited attorney that works with us is Ronald E. Doty, of Hemet, CA 92544
His credentials may be verified at:
http://members.calbar.ca.gov/fal/MemberSearch/QuickSearch (California State Bar)
http://www.va.gov/ogc/apps/accreditation/index.asp (Veterans Administration)